We had this conversation with some friends over a cup of coffee about what lies ahead of us, what this life can offer us and what we can do to be more secured in the future. It's dreading to discuss this topic because it would start a conversation to a more serious one. Nowadays we need to think practically. We need to think what lies ahead and what we can do for our loved ones. And I guess so, it is not mortal sin to discuss such topic than over what's the hippiest fashion in town.
One of our friend shared that he got himself a cash back life insurance. Another friend said, since she's a smoker she I signed up to a smoker insurance where she got a cheaper insurance rates. Thinking about what my friends are sharing is I guess a great investment for the future and it is a practical way. While I am still working, we have this employee benefit package. When one is working, it is the most important..to be secured in the job. Now that I have my own family, I was thinking of a family insurance that will give me cheaper rates and yet secured my family in the future. And before doing so, I need to know first the insurance plans Pros and Cons.
Then, a friend introduced to me Advantage term life - An insurance that sells all types of insurace from family insurance to a reduce premiums. This is not the conventional way but I think it is the most practical way to secure our family & our future.
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